Agreement On Savings

Cards are issued for all savings accounts and transaction accounts (unless the account holder opts for a True Blue card® Visa Direct®). An account deposit card is limited and cannot be used at ATMs or to initiate an electronic transfer from an account savings account. Interest review and non-interest accounts consist of a sub-controlling account and a savings sub-account. The Bank can transfer funds between these two sub-accounts on a regular basis. If your account is a paid account, your interest rate remains unchanged. Otherwise, the savings account is interest-free. The savings sub-account is subject to the rules of our other savings accounts. This does not affect your available balance, interest you can earn, FDIC coverage or your monthly statement of account. (Back to the top) A fund savings contract is a tool that allows you to automate savings. If you make regular and consistent savings in a fund, even small amounts of money could become a considerable amount of wealth over time. You can close the deal at Netbank. 7. Pre-authorized payments If you have agreements with third parties to make regular payments or transfers from your account, you can stop these payments by contacting us in writing or by phone.

We must receive your request at least 3 business days before the scheduled payment. If you call, we can also request that you put your request in writing and send it to us within 14 days of your call. Stop payments will permanently stop the next recurring electronic transaction, but will not stop subsequent recurring electronic payments. To cancel the authorization for recurring electronic payments, you must revoke your written consent with the person or company you are paying. If these regular electronic payments vary depending on the amount, the person or company you pay must tell you, 10 days before each payment, when it will be made and how much it will be. If you ask us to suspend one of these pre-authorized electronic payments at least 3 business days prior to the scheduled transfer, and we do not, we may be held liable for your loss or damage. If you deposit into this account, as part of electronic payments made directly by a third party into your account, an amount that, for whatever reason, should have been refunded to the federal government or another issuer, allow us to obtain the amount of your liability to the federal government or another issuer of that account or other account that you have with us. , to go away. , without notice and at any time, except as prohibited by law. We can also use other remedies to recover the amount of this liability. 8.

Responsibility for non-payment If we do not subscribe to or from your account on time or in the appropriate amount in accordance with our agreement with you, we will be liable for any losses or damages. There are, however, a few exceptions. We are not responsible, for example: -If, without our fault, you do not have enough money in your account to make the transfer. – If the transfer crossed the credit limit on your overdraft line. -If the ATM where you make the transfer does not have enough cash.