Use this credit calculator and find out your monthly payment You can apply for a short or long term loan as follows: We provide you with the document “Standard European Consumer Credit Information”, you sign the credit application, the credit agreement and the insurance certificate. FLAT-RATE INTEREST For the entire term of the loan, if you bring your salary or pension to BCR The maximum amount you can receive is RON 110,000 and varies according to your banking products and the level of debt at the time of the loan application. We will notify you within 3 business days if the loan has been approved. It`s time to finally enjoy the plans you`ve been making for months! That`s why you should apply for your MISCELLANEOUS private credit! PROTECTION When choosing the insurance package published by BCR Life Insurance, BCR also offers you an optional insurance package via BCR Life Insurance to benefit from protection in case of unforeseen events such as temporary incapacity for work, complete disability or death. If your income is generated by your pension, you must provide the permanent retirement certificate. We check if you are entitled to the amount requested. RAPID AUTHORIZATION Without certificate of employment through the ANAF database If your income is not declared to the ANAF (employees of MAI, MApN, SRI, YOU, SPP, police, gendarmerie, penitentiary establishments or other establishments specially designated):. . .